Deacon's client survey results show that over a third of flat owners do not have contents insurance for their own flats. Sometimes this is through choice, but often it is because there is confusion over where the protection of the buildings insurance that they pay for through their service charges ends, and their own liability begins.

The simple fact is that only fixtures and fittings are covered and that there is no substantial difference between the buildings cover provided for house owners and flat owners: both need contents cover for their furniture and personal belongings.

Deacon's contents insurance policy makes arranging this cover for leaseholders living in blocks you manage easy: where the replacement value of contents is under £45,000 there is minimal paperwork for your client.

For most people all the cover they need is automatically provided for valuables, computers, TVs and hi-is. We can tailor each policy to individual requirements and even extend cover to include specified items.

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